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Our most popular product today is…

The New York USDA Home Loan (or Refinance). These loans are perfect for moderate income families because there can be no closing costs and no down payment!

USDA Mortgages

Yes, it’s true. The New York USDA Home Loan provides financing for the purchase of your new home and…

You may also be eligible to finance the purchase price and the down payment!

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Reverse Mortgages

A reverse mortgage is a loan for senior homeowners that uses the home’s equity as collateral.

Learn more

FHA/Rehab Mortgages

The federal government designed these loans to encourage lenders to fund homes in need of repair for purchases and refinances…

Learn More

At Saratoga Mortgage, We Are Committed To Your Needs

Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business.

Customers First

Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage… our purpose is to satisfy your needs.

Get Fast Answers

At our website you can find tools available to answer virtually any mortgage question.

Also, we’ll be happy to prepare a personalized mortgage quote for a USDA Home Loan or the home mortgage program of your choice.

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