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    New York USDA Home Loan or Refinance
    Are you looking to finance a new home for your family?
    New York USDA Home Loans are an excellent opportunity
    for moderate income famlies to finance their dream homes
    with little to no closing costs or down payments.
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    Which Loan is right for you?
    Choosing the right loan for your home or business can be a
    daunting task. With Saratoga Mortgage Co., Inc. you can be
    assured you're makingthe best decision for your money.

Saratoga Mortgage Company, Inc.

We Are Committed To Your Needs

Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business.

Our Customers Come First

Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage… our purpose is to satisfy your needs.

Find Out More

Get Fast Answers

At our website you can find tools available to answer virtually any mortgage question.

Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator.

Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator!

Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you.

We’ll be happy to prepare a personalized mortgage quote for a USDA Home Loan or the home mortgage program of your choice.

More about us

Our Goal

It's about people, not numbers! Our Goal is to make the loan process as simple and worry free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your business.

Your Guide

Let us guide you! Whether you want to Purchase or Refinance, let us give you through the Mortgage maze, whether you're a First Time Home Buyer or move up Buyer.

Who We Service

Saratoga Mortgage Co.,Inc. is proud to service the Upstate New York region and Adirondacks, including Warren, Washington, Saratoga, Albany, Rensselaer, Schenectady, and Schoharie counties.