We specialize in the USDA Rural Housing Program in upstate New York State. The following is a list of counties we service for the USDA Mortgage. Warren, Washington, Saratoga, Albany, Rensselaer, Schenectady,Schoharie, Fulton,Franklin and Hamilton counties

  It is the only mortgage program with no monthly MI and allows seller concessions to cover closing cost.

• 100% finanincing
• up to 10% seller concessions permitted for closing cost assistance.
• No Mortgage Insurance (no PMI)
• Gifts allowed

For a FREE Prequalifcation for the USDA Mortgage call me at 518-792-3552 or email me at bob@saratogamortgageinc.com 

Robert Kurtz

President